$20 To Spend On Food And Drink At Dinner At Salvatore's Italian ...

Like your first kiss, your first car, and your first roller coaster ride, some memories will always remain. And according to local Italian food lovers, you should add a meal at Salvatore?s Italian Restaurant to that list. For $8, get $16 to spend on food and drink at lunch, or $10 for $20 at dinner. The large menu features an extensive selection of pasta, seafood, steak, and fine wine. The atmosphere at this authentic Italian resto is quiet, the staff is exceptionally kind, and the food garners ravenous, er, rave reviews throughout Independence. While we can?t guarantee it will be as memorable as that 1987 Nissan Stanza, we think you?ll find this meal a memory worth a page in the scrapbook.

February 19, 2012, 7:24 pm

Source: http://www.bargainez.com/deal/20-to-spend-on-food-and-drink-at-dinner-at-salvatores-italian-restaurant/

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Sudbury, MA Chiropractors Offer Natural Pain Relief Without Using ...

New Health And Fitness.Org - Health Information You Can Use

Pills cannot provide needed relief for every type of ache or pain that can torment the human body. While you might be able to use an antacid for a stomach problem or cough medication to help with a cold, some aches and pains go far beyond the reach of these types of help for the relief. In many of these situations, a Sudbury chiropractor offers effective pain relief.

Back pain does not always respond to medication, even the medication that can only be provided by a doctor. However, many pain sufferers feel that there is hope and help for their pain. Chiropractic care offers a natural method of relieving one?s pain.

Natural methods offered by chiropractors are non-invasive yet remain effective. These natural methods can help offer pain relief without the side effects caused by many medications. Chiropractic care provides a proven method of gentle and safe relief in many cases.

Some people see chiropractors as bone crackers, but this could not be further from the truth. Chiropractors use gentle methods that ensure natural healing of one?s body and to reduce pain. The doctor may make use of a chiropractic adjustment that can restore the alignment of the spine and restore balance to the body. Many patients experience healing after the adjustment.

Other types of therapy may also be used by chiropractors to provide pain relief to their patients. This therapy can be used in conjunction with the spinal adjustment or can be used on their own. Common kinds of therapy used in chiropractic clinics include electronic stimulation (TENS units), ultrasound, acupuncture, physical therapy, and yoga.

Therapy by a Sudbury chiropractor offers an effective method of pain relief. This gentle and non-invasive method of dealing with pain relief can help injuries to heal so that they do not experience the pain associated with injuries and do not have the side effects that are often associated with pain medication.

Chiropractic care alleviates pain quickly and naturally. You will get more information about a respected Sudbury chiropractor at http://www.jenniferlees.com right now.

Source: http://newhealthandfitness.org/2012/02/15/sudbury-ma-chiropractors-offer-natural-pain-relief-without-using-medication/

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HIGH RISK OF ERECTILE DYSFUNCTION IN MEN WITH ...

In patients with colorectal cancer, especially those with rectal cancer, quality of life can be affected by bowel, bladder and sexual problems. Erectile dysfunction (ED) is often reported among men who have been treated for rectal cancer. It may result mainly from injury to pelvic nerves by surgery, radiation or chemotherapy. In addition, in every patient, individual risk factors have to be considered (age, co-morbidities).

In a recent study, Dowswell and colleagues assessed 28 men aged 34 to 80 years who had been treated for colorectal cancer. Despite some limitations (e.g., small group, descriptive approach), the study provides several interesting pieces of information. In survivors of colorectal cancer, ED is frequent. However, many patients do not seek help for ED for various reasons (e.g., unawareness of the association between experienced symptoms and colorectal cancer or cancer therapy, lack of knowledge about the possible treatment for ED, embarrassment, lack of confidence, perception of ED as a subject which is inappropriate for the medical office).

Even more importantly, among those who sought help for ED, almost none were receiving adequate, effective and affordable care. The patients emphasized lack or inadequacy of information about the risk of ED, inability or unwillingness of health care providers to speak about sexual function or even unintentionally offensive remarks, especially in regard to older men. In some cases, patients did not obtain any help from professional healthcare providers and sought medication on the internet.

Thus, from the practical point of view, three points are important. First, neither information about ED nor treatment for ED are incorporated into routine care of men with colorectal cancer. ?Second, in these men, it may be necessary to explore problem of sexual function sensitively but routinely. Third, in case of older men, making assumptions about their sexual behavior or motivation (in particular, about lack thereof) may be inadvertently offensive.

Dowswell G, Ismail T, Greenfield S, Clifford S, Hancock B, Wilson S. Men?s experience of erectile dysfunction after treatment for colorectal cancer: qualitative interview study. BMJ. 2011 Oct 18;343:d5824. doi: 10.1136/bmj.d5824.

Source: http://www.ismh.org/en/scientific-spotlight/erectile-dysfunction/high-risk-of-erectile-dysfunction-in-men-with-colorectal-cancer/

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Daily Daily Life Of A Seal Beach Plumbing And Drinking Water ...

Time for a family gathering and now the plumbing has messed up yet again. Organization can?t use the lavatory when they are not in a position to flush the bathroom. The scent is really going to run individuals away. Most probably the weekend is upon you when this sort of circumstance takes place. As a result producing problems at terrible options.If luck is on an people aspect plumbers may make a property get in touch with on weekends. Great experiencing when that really does come to pass. It is challenging when truth sets in and no one solutions the telephone.

Of program the saturday and sunday is for every person to unwind. Plumbers are no exception, they need to have relaxation and rest just like every person else who works. Possibly the phone will ring on Monday morning all around seven.

When the call comes in items will get far better. In get for the fix to go accordingly to plan, clarify the difficulty so the plumber has a better comprehension. Attempt to refrain from stating there is no h2o working into the toilet. That gives minor info, be a lot more specific.Try describing any noises or drinking water that may have leaked out. The far more detail the better.

After the plumber arrives items are quite basic in fact. Him or her will enter the bathroom and examine things out. They will seem for drinking water spots to give an thought of what may possibly have occurred. If none were discovered, they might verify the knob that turns the h2o off or appear for a damaged part on the within.

After the work is accomplished, time to shell out the piper. It could be higher sufficient that you want to dig deep into a wallet. Just kidding, it ought to not be over fifty bucks for simple fixes. Just before him or her began doing work, they need to have provided an estimate. Bigger jobs expense more occasionally as considerably as two hundred bucks.

Locating the right organization appears easy and it truly is easy as clockwork. The world wide web is complete of sources to aid in an specific research. Research locally, sort in a look for bar what services you want. There will be hundreds of listings obtainable. Just be cautious when internet browsing for a plumber. Numerous moments it might be a scam or 1 that went out of organization. So be affected person.

The up coming door neighbor had a pipe bust final week. Possibly they don?t forget who they utilised. Choose up the telephone and discover out. Not difficult to find out by making a telephone call. Not poor appropriate. Neighbors occur in helpful once in blue moons. Say thank you, they could have overlooked the name and amount.

Often plumbing has a mind all its personal. Freaky things come about each day. Preparing forward of time saves trouble when unexpected bathrooms back again up. The loved ones gathering may have postponed until finally the subsequent day but all is properly that stops properly. For the most element factors are typical once again. Wait around, did you hear that, honey call that plumber back again. The quantity is stored in pace dial on the phone. Hurry the audio is frustrating.

Needing Seal Beach Plumbing for a home improvement task? Have you sprung a leak both at home or at work? We deliver you a experienced licensed technicians which can fix all types of industrial and household plumbing challenges.

Source: http://develop-your-home.com/daily-daily-life-of-a-seal-beach-plumbing-and-drinking-water-company/

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Who Gets Credit Counseling? - Walletpop Canada

You might be surprised by this but people from virtually every walk of life have been known to get credit counseling help.

It seems everyone out there is working to rack their debt up to record levels lately. With that development, we're also starting to see a boom in the number of debt settlement companies hanging out a shingle in an effort to attract new customers.

Those working in credit counselor positions say their service is primarily about financial rehabilitation, not the quick fix being promoted by a lot of new debt settlement companies operating in Canada. In reality, the "solutions" promoted by debt settlement organizations, often require you to push your accounts into default before settling. The process isn't a quick one and, arguably, it isn't much of a fix either.

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At the same time, some debt settlement companies will argue that non-profit credit counseling organizations are supported by charitable contributions from creditors. Ask questions (ask a lot of questions ? we have a few good ones for you here) before signing on with any company, to ensure that the help you get is aboveboard.

As mentioned earlier, those who seek the help of credit counselors come from virtually all age and wage brackets, and carry with them some widely variable debt loads.

"We do see people who mismanage their money, but mostly they come to us because of a life event. That can happen to anyone," says William Moores, counselor certification program manager at the Canadian Association of Credit Counselling Services. Job loss, medical issues and family separation are just a few typical events that can send people into a debt crisis position.

"We get a lot of people, from students with debt overload, to seniors and those who've left the workforce, along with people who have been right-sized, downsized and outsized, and families who've been living with a double income debt load who are now trying to manage that on one income or no income at all. It really is a broad spectrum," says Moores.

Although some individuals come in with well over $100,000 in debt and others come with virtually no debt at all, he says the average debt load reported in 2010, rang in around $30,000.

Laurie Campbell, executive director at Credit Canada says her agency gets client referrals from credit agencies, bankruptcy trustees and even from community organizations. Those who come to her are sometimes students, those on social assistance, others with six figure incomes, "young people, the elderly and everyone else in between."

She points out, though, that people need to come to the programs willingly, on their own. "A mother can't phone us about her son's debt problem, he needs to call or come in himself," she says. For those who do, the organization conducts full money management sessions, on the phone or in person, where a counselor will review assets, debts, budgeting and how the client is managing their money overall.

"People may have a debt but they just need to start dealing with their budget in a better manner ? if they budgeted more appropriately, they could resolve their situation. If they sold an asset or gave up a car they can't afford. They may be house poor. Or they might have money in a savings vehicle while they carry a huge debt at 19 per cent interest on the other side," she says. "We look at ways to help them manage better."

Related:
FCAC Issues Consumer Alert on Debt Reduction Companies
The Degrees of Insolvency
What Is Debt Settlement?
Debt Settlement or Credit Counseling?
Debt Settlement, Counseling and Your Credit Rating

Kate McCaffery is a freelance writer in Toronto, Ontario. Visit mccaffery.ca/kate2.0/ for more information.

Liked this article? Don't miss another one. Follow us on Twitter or Facebook.

Source: http://www.walletpop.ca/blog/2012/02/05/who-gets-credit-counseling/

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Mikhail Prokhorov promises to sell the Nets if he runs Russia

When Russian oligarch Mikhail Prokhorov bought the Nets, the expectation was that his money would both turn the franchise into a viable contender and lead to a fair amount of bizarre events given his eccentric foreign ways. Neither of those things has come come to pass, unfortunately, with Prokhorov generally taking a hands-off approach. The Nets look like most NBA franchises, hiring a retread general manager like Billy King and overspending for role players. If Deron Williams leaves in free agency this summer, they'll start games in Brooklyn next fall with a whimper, not the intended bang.

It turns out that they might also lose their owner. As we noted in December, Prokhorov has mounted a campaign challenging Vladimir Putin for the Russian presidency, which put the future status of his considerable business holdings into question. Now, he's come out with a pledge that he'll sell everything if elected and donate the profits to charity. From Jake Rudnitsky and Ilya Arkhipov for Bloomberg (via TrueHoop):

Mikhail Prokhorov, Russia's third- richest man, said he'll give $17 billion of his $18 billion fortune to charity if he defeats Prime Minister?Vladimir Putin and three other candidates to win the presidency next month.

"I'll sell everything, all my assets when I become president and donate almost all of the money to charity," Prokhorov said during a talk show with fellow candidate?Vladimir Zhirinovsky that was?broadcast on state-run television late.

Prokhorov, who owns the New Jersey Nets basketball team in the U.S. and stakes in Russian metals companies?United Co. Rusal (486) and Polyus Gold International Ltd., said he'd need the remaining $1 billion for personal expenses after life in the Kremlin.

"I'll need something to live on," Prokhorov, 46, said.

Most people would have trouble living on 1/18 of their life savings, but most people don't have $18 billion to play with. That lesser fortune would require a considerable change in lifestyle, of course, though something tells me Prokhorov will figure out a way to live with five jetskis instead of his customary twenty. Sacrifices must be made for the good of the nation!

Nets fans shouldn't lament their loss just yet, and not just because early returns suggest Prokhorov isn't an essential part of the franchise's future success. Politicians are full of empty campaign promises, for one thing, and it might not even be a good bet that Putin will lose the election, let alone to Prokhorov (you know, because he might rig it). This pledge might only be as valuable as the state-run airwaves it was broadcast on. For all we know, President Prokhorov will end up selling his assets to friends at discounts and taking them back when his term runs out. Something tells me a man who's devoted his adult life to making as much money as possible won't give up his fortune quite so easily.

Then again, if this promise is real, and Prokhorov does in fact win the election, Nets fans will have to adjust to a new reality for the second time in three years. That might not be such a bad thing, if their new expectations become more reasonable. The promise of a brighter future, whether in sports or politics, rarely becomes fact quite so easily as the public may have hoped.

Source: http://sports.yahoo.com/blogs/nba-ball-dont-lie/mikhail-prokhorov-promises-sell-nets-runs-russia-235218335.html

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maudlin lucile: Reference and Education: Future Concepts Article ...

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As a final step before posting your comment, enter the letters and numbers you see in the image below. This prevents automated programs from posting comments.

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Source: http://mcfaddennestor777.typepad.com/blog/2012/02/maudlin-lucile-reference-and-education-future-concepts-article.html

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Realtor Marketing:Guide of Outsourcing Your Real Estate Practice ...

Within my previous article We have outlined for you to outsource most or even all non revenue producing activities. In this post I will pay attention to exactly what tasks you ought to outsource, why and what are among the better ways to apply outsourcing into your real-estate practice and/or real estate professional marketing.

What can you as a realtor outsource?

Just about everything else you can think of over and above meeting with clientele, showing properties, joining listings, negotiating along with closing deals. Any devices can be outsourced. It is usually summed up straight into 4 broad types.

1. Internet as well as Marketing: These services usually include things for example web and software program development, mobile software development, search motor optimization, search motor marketing, social press, inbound marketing along with other advanced internet advertising techniques.

2. Inventive Services: Need something stands out? No issue. You can get web page design, graphic design, advertising design, print, thumb design, animation, 3D modeling along with language services done within this category.

3. Customer care Services: Include such things as telemarketing, support and customer support, outbound sales, copywriting, proofing as well as editing, transcription, content material moderation, game along with other community moderation.

4. Back Office Assistance: Easily get providers like data admittance, data processing, HUMAN RESOURCES and recruitment, sales, bookkeeping, personal helper, virtual assistant as well as business reputation administration.

Bottom line will be, all of these kinds of services can and may be outsourced. In case you are not doing it you might be wasting valuable time that might be spent on providing your clients.

What are the best outsourcing practices for realtors?

There are genuinely only two. 1st, know exactly what processes you wish to outsource. Second, know which kind of a measurable consequence you anticipate after which it measure it. It?s that easy. If you enter into it knowing exactly which kind of a result you desire for your real estate property practice it will be possible to improve your real estate property practice significantly. In case, on the various other hand, you go straight into this without being familiar with exactly what you would want to outsource or a specific goal, you will suffer from a great deal of frustration and more than likely lose a lot of cash in the stop.

Where should realtors look for the very best Realtor outsourcing companions?

In the Philippines. Sure, in the Philippines. In the event you didn?t know, the Philippines could be the 3rd largest Language speaking country on earth. Most people have become well educated, unbelievably loyal and hard working. If you retain the services of directly your should expect you?ll pay between $4-7 per hour so they can work for an individual. Speaking from knowledge I would stay away from other countries like India because of language barrier and also higher costs connected with outsourcing there.

Tips on how to outsource?

In almost all of the cases it may not make sense for ones to visit your Philippines. That is the reason why we highly recommend using online language learning resources like Expertzoo. com, Elance or Odesk in relation to finding your outsourced workers partners. Please contact us when you need more information as well as visit http://www.expertzoo.com/sample3. aspx

The amount should I anticipate to spend if I outsource my real estate property practice or agent marketing functionality?

It will depend on exactly what you ought to outsource and upon who is working on the project.

If you demand complex or specialized services to your real estate practice or to your realtor marketing campaign expect you?ll pay more. Some services just like programming and primary marketing (outbound sales) have reached the premium. Properly, when I say with a premium it signifies you still get yourself a discount of between 50-90% from your prices your would pay in the USA

The other perhaps the equitation is that?s your partner. The greater the outsourcing company you happen to be dealing with, greater money you are going to pay. I advice anyone against using international outsourcing companies quite often due to your prohibitive costs linked to them. Here will be the rough guideline. Anticipate to pay the next prices for standard outsourcing services.

A. Multinationals: $12 as well as up/hour

2. Small to be able to Mid Size Outsourcing techniques Partners: $7-12/hour

2. Direct Hire/Virtual Assistants: $4-7/hour.

In conclusion, I believe choosing much better away from outsourcing your non-essential and also non-income generating jobs (particularly those you hate) for the resources available to you inside the Philippines. After almost all, by concentrating your entire energy on revenue generating tasks an individual put yourself inside the position do double and even triple your income in 2010 alone.

Do you need more help with any Real Estate Agent/Realtor Marketing It would be our privilege to help you when it comes to information shared in this article. Don?t hesitate to contact our realtor marketing expert jess@expertzoo.com with any questions for FREE. In addition, you can get quality information about realtor marketing by clicking ExpertZoo.com

Source: http://business.redbright.co.za/realtor-marketingguide-of-outsourcing-your-real-estate-practice-and-surging-your-business-part-ii/

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Franchising Explained | Knowledge Of Business

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These 4 ideas talk to why is an effective franchisor. However they offer crucial precisely what you need to search for if you are considering purchasing a business. The franchisor that has not believed via these types of problems, or even that does not have in certain places, will not provide the assistance you have to get a company from the floor.

Today, 1 in most 4 brand new companies is really a business. As well as 90% of these tend to be in the commercial 5 many years later on. Therefore, there is no question which franchising functions. However exactly how?

It just about all starts using the concept. The actual products or services should be distinctive as well as from the best quality also it should be operating nicely within a minumum of one area. It is extremely difficult to visit through concept straight to franchising for many factors, specifically how the techniques to achievement have not already been examined however. The actual service or product should be distinctive, however it does not imply that each and every concept may be worth heading nationwide. A few services and products won?t ever genuinely liberate through local standing and that is OKAY. A concept does not need to have nationwide attractiveness to achieve success. Simply understand the actual limitations moving in. It evolves quicker than the usual separate company. Since the franchisor requires their concept as well as enables other people in order to duplicate this, it may increase quicker. When the business proprietor attempts in order to increase through starting within several areas, he is restricted to their own period as well as cash. However getting the concept to some business will permit other people to obtain included. Prior to this could occur, although, the actual franchisor needs to invest considerable time focusing on guidelines as well as methods which make the actual business function. When the guidelines can not be very easily described, or even the actual design can not be very easily duplicated, this most likely does not have to be franchised. It develops the group from the correct franchisees. Although it holds true that individuals along with common company abilities as well as needed funds generally purchase a business, it?s similarly accurate which not really everyone is designed for franchising. Those who are as well impartial could find on their own from chances using the franchisor. The actual franchisor retains requirements through ensuring foibles enforced provide a constant encounter because of its clients. A completely independent franchisee might find possible as well as wish to increase with techniques which possibly do not match the actual franchisor. Obviously, the majority of franchisors are prepared to pay attention to excellent suggestions offered through the franchisee. However if you are the kind who?ll come with an debate more than becoming informed in order to fresh paint the actual cafe wall space azure when you wish in order to fresh paint all of them yellow-colored, this particular is probably not the company for you personally. Franchisors are usually searching for somebody coachable and in some cases, they need somebody without having encounter for the reason that area. That provides all of them the chance to coach the actual franchisees, and never have to undo-options exactly what these people know. In some instances, although, meals as well as cafe franchises would like somebody along with a minimum of the way of measuring cafe encounter because of the intricacy of this specific company. If you are looking for the business, avoid franchisors that basically wish to market the business. The actual franchisor ought to be centered on very carefully choosing the proper franchisees to keep the actual higher regular. Whilst you might be the best possible franchisee on the planet, if you think the actual franchisor basically desires your own examine, operate. The following individual with the doorway could also have the cash, however function as the most detrimental feasible franchisee. The business will not endure lengthy without having powerful franchisees. It exchanges understanding in order to it?s franchisees. Once again, the actual franchisor evolves the master plan with regard to providing upon their distinctive service or product. After that which understanding is actually used in franchisees. Where you can purchase the supplies required. Exactly what the actual decoration ought to seem like. The number of workers are essential. Operating funds needs. Employing methods. How you can really provide the actual service or product. A person title this. The actual franchisor should have many of these points in position prior to he is able to start to market franchises. It is due to this which franchises possess this type of greater achievement price ? the company strategy may be demonstrated.

Source: http://www.jmdvlp.com/small-business/franchising-explained-3106.html

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Goodell: 34 teams likely if LA included

NFL Commissioner Roger Goodell listens to a reporter's question before an NFL divisional playoff football game between the Baltimore Ravens and Houston Texans in Baltimore, Sunday, Jan. 15, 2012. (AP Photo/Nick Wass)

NFL Commissioner Roger Goodell listens to a reporter's question before an NFL divisional playoff football game between the Baltimore Ravens and Houston Texans in Baltimore, Sunday, Jan. 15, 2012. (AP Photo/Nick Wass)

New England Patriots owner Robert Kraft, center, answers questions on Thursday, Feb. 2, 2012, in Indianapolis. The Patriots are scheduled to face the New York Giants in NFL football Super Bowl XLVI on Feb. 5. (AP Photo/Mark Humphrey)

INDIANAPOLIS (AP) ? Commissioner Roger Goodell says if the NFL puts a team in Los Angeles, it is probable the league would expand to 34 franchises.

Appearing Thursday night on "Costas Live" on NBC Sports Network, Goodell said the league "doesn't want to move any of our teams."

"We probably don't want to go to 33" teams by adding just one new club if a suitable stadium is built in the Los Angeles area, Goodell said. Instead, the league would consider adding two. An odd number of teams would pose scheduling problems, including at least one club being off each week, and would create one division with five teams.

There has been speculation an LA stadium could house two NFL franchises, although Goodell did not address that with host Bob Costas.

Goodell says there are several issues that must be solved in LA, particularly which of two current stadium proposals is best. He didn't suggest any timetable for returning to Southern California.

Goodell talked about head injuries and said the NFL was helping other sports and the military through its research into concussions.

"We're in a leadership position in sports. People look up to the National Football League," he said. "We do have a game that's rough. There are inherent risks playing it. But the second-highest incident of concussions is girls' soccer. So what we're learning about concussions in football is helping other sports. Not just every level of football, but every other sport.

"Now the NFL is sharing our research with the Defense Department to help treat our military personnel in the field."

Earlier in the program, Patriots owner Robert Kraft and several current and former players were asked about lawsuits against the league by ex-players who claim they weren't warned about or protected enough against brain trauma during their careers.

The Associated Press published a story Thursday based on interviews with a dozen former players who have filed suits against the league. What emerged was, at best, a depiction of a culture of indifference on the part of the league and its teams toward concussions and other injuries. At worst, there was a strong sense of a willful disregard for players' well-being.

"We have to protect our players," Kraft said. "The league is very strong in this area and I hope we are prolonging careers" with the NFL's concussion research."

Added Colts center Jeff Saturday, a member of the players' union executive board: "The reality is we don't know what kind of damage it is doing long term. It's the biggest problem we face in the NFL now."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-02-03-FBN-Super-Bowl-Goodell-LA/id-35afe58d9fbe4430841f760ea7705403

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ten-things-every-appraisal-should-include - Rock-n-Roll Real Estate ...

Getting an appraisal is an important part of the buying and selling process. An appraisal evaluates both the house itself and the current value based on recent sales information.Realtor? Robin Jones of Norfolk, NE explains the ten things an appraisal should include:

You must appraise real estate to sell it. If you have a Realtor that you trust, they can point you in the right direction.

Appraising is the science of determining the value of a home. Your real estate appraiser must be state-licensed and certified.

Don?t confuse a comparative market analysis with an appraisal. Realtors use CMAs to determine a realistic asking price. Your appraiser?s report will be much more detailed.

Here is what your appraisal should include:

* Details about the property with comparisons of up to three similar properties. * An evaluation of the real estate market in your area. * A listing of the features and characteristics of your home, including a description of the lot, exterior and foundation. * A visual assessment of your home, including approximate age, overall condition, number of bedrooms and bathrooms, etc. * A description of equipment in the kitchen and a description of the attic and garage, if applicable. * Materials in each room, such as floor covering and trim. * A listing of utility systems like heat and electricity. * Statements about issues that may decrease the property?s value. * Documentation of serious flaws. * An estimate of the value of the home.

If the appraisal uncovers unexpected problems, know that most problems are fixable. An appraisal is NOT a home inspection which takes an in-depth look at the structural soundness of your home. Remember, don?t panic if your appraisal is low, because a good Realtor will make the deal work.

Click here to read more blog posts by Robin Jones.

Realtors: Sign up for your own free Featured Blog on Realtor.com.

[The condo shown above in Norfolk, Nebraska is listed for $149,950. ]

Source: http://rock-n-rollrealestateagent.com/ten-things-every-appraisal-should-include/

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Germany's Merkel urges China to use influence on Iran (Reuters)

BEIJING (Reuters) ? German Chancellor Angela Merkel urged China on Thursday to use its influence to persuade Iran to give up its nuclear weapons program, at the start of a three-day visit when she will also seek China's support for the ailing euro.

Merkel is expected to make the case for tighter sanctions on Iran, originally proposed by the United States and designed to prevent it from developing nuclear weapons. She said she has already had "long discussions" with President Hu Jintao and Premier Wen Jiabao on Iran sanctions.

"If we talk about the European sanctions against Iran, the question is how China can make better use of its influence to make Iran understand that the world must not have another power with nuclear weapons," Merkel told an audience at the Chinese Academy of Social Sciences.

Merkel's China visit illustrates the delicate nature of EU-China relations, where Europe pushes China to sacrifice its commercial interests to help on Iran while at the same time asking for its help in resolving a worsening debt crisis.

Indeed, Chinese Premier Wen Jiabao appeared to reject the pressure to do more on Iran, telling journalists later in the day that China objected to Western nations politicizing the "normal commercial relationship" it has with the Islamic Republic, echoing language China has used before.

Wen also said that China was considering greater involvement in the stability funds that have been set up to help pull Europe out of its deepening debt crisis.

China, with its $3.2 trillion worth foreign exchange reserves, is often seen as a potential source for the funds that are needed to bail out some European governments.

RELUCTANT ON IRAN

Merkel said she hoped the U.N. Security Council could pass a unanimous resolution on the Iran issue.

The United States imposed the harshest sanctions on Iran when President Barack Obama, on December 31, signed into law sanctions on transactions involving Iran's central bank.

The European Union last week imposed a ban on the import, purchase or transport of Iranian oil.

China has long refused to support sanctions on Iran, although Wen Jiabao said last month that Beijing "adamantly opposes" Iran developing nuclear weapons.

Iran says its nuclear program is for civilian use. China has much to lose by cutting back on Iranian oil purchases. Beijing imports 11 percent of its crude from the Islamic Republic, its third biggest supplier.

Merkel could urge Beijing to further cut its crude imports from Iran, a German source said earlier, but that is likely to go unheeded. Turning away that oil would mean paying a higher price to get it from another supplier.

"China opposes the use of nuclear energy for proliferation but believes it is possible to use it for peaceful purposes," said Li Xiangang, an former Chinese diplomat in Tehran who is now at the China Institute of International Studies.

"Energy sanctions against Iran will only cause world oil prices to rise and hurt the global economic recovery. That is why I think China is not supportive of further sanctions on Iran."

China would only act after the International Atomic Energy Agency sends inspectors to Iran, Li said.

A CALL FOR OPEN MARKETS

Merkel also pressed China to improve protection of intellectual property rights, calling on it to ensure that German businesses had reciprocal access to its markets.

That concern will likely be repeated when she travels to Guangzhou in southern China on Friday for a business summit. Merkel is accompanied by a number of German CEOs, who during a similar summit two years ago also pressed for more market access.

On Thursday, she toured an ancient alley in Beijing that is now home to shops and restaurants, one of the few to survive the razing of the centuries-old capital to build shopping malls and office blocks.

Germany enjoys strong exports to China, especially in machinery and high-tech products. But Chinese exports have eroded manufacturing in its European neighbors, and Chinese efforts to move up the value chain could also threaten German business in future.

For China, the visit is a chance to be briefed directly on the European crisis. In her speech, Merkel emphasized that European countries will need better fiscal discipline and more budgetary integration.

European countries will need to cut red tape and barriers to employment if they are to grow, she said.

Chinese leaders view Merkel -- and Germany -- as the definitive voice on the European crisis, in part because of Germany's economic strength compared with its European neighbors, analysts say.

Market fears over the fate of the euro zone economies have eased somewhat since the European Central Bank extended liquidity to banks in December, but serious fiscal and structural problems continue to undermine investor confidence in Europe, China's biggest export market.

(Additional reporting by Sui-Lee Wee; Editing by Don Durfee and Robert Birsel)

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/nm/20120202/wl_nm/us_germany_merkel_iran

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House Democrats' Lyrics To 'We're So In Love With' Obama Al Green Parody Revealed

House Democrats recently sought to build off President Barack Obama's now-famous singing of a line from Al Green's "Let's Stay Together" by recording their own single, a longer parody of the song meant to express their appreciation for the president. The lawmakers recorded the Obama-based rendition and gave him a CD copy of it at the annual Democratic retreat in Maryland last month.

There's no audio yet (thankfully?), but here are the lyrics, recently provided to Politico.

"We're ... We're so in love with you ...

We're going to help you make it through ...

By turning the red states blue ...

You make us feel so darn proud ...

We want to shout it out loud ...

Let's bring the country together ...

Supporting you whether ... whether times are good or bad ... happy or sad

Let's bring the country together ...

Supporting you whether ... whether times are good or bad ... happy or sad

Let's ... Let's stay together."

Lyrics by Rep. John B. Larson (D-Conn.) and Terisa Griffin, with "apologies to Al Green."

Earlier on HuffPost:

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Source: http://www.huffingtonpost.com/2012/02/02/house-democrats-obama-al-green-parody_n_1249999.html

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